Dominic Ellis

Merchant account switching costs and processor transition

low-cost accounts September 27, 2026 20 min read

The True Cost of Switching Merchant Accounts: Overlap Months, Final Statements, and Fee Clawbacks

The cost of switching merchant accounts is rarely just an early termination fee. A transition can include overlapping monthly charges, gateway and PCI fees, minimums, annual charges, equipment obligations, implementation costs, chargebacks,...

low-cost accounts September 26, 2026 20 min read

What a Fair Interchange-Plus Markup Looks Like at $10K, $50K, and $250K a Month

A fair interchange plus markup by volume generally becomes more competitive as monthly card volume rises, but no single markup is universally fair. The processor’s “plus” usually includes basis points and a...

March 24, 2026 13 min read

What Small Businesses Should Know Before Signing a Credit Card Terminal Lease

Accepting credit cards is essential for small businesses today. Customers expect fast, secure, and convenient payment options, whether they shop in person or online. To accept these payments, most businesses need payment...

Payment Processing September 8, 2025 11 min read

How to Avoid “Junk Fees” in Payment Processing Statements

Processing payments is an essential component of operations for businesses of all sizes. Although taking cards and digital payments increases sales and draws in new clients, it also comes with complicated statements...

July 17, 2025 10 min read

Are Free POS Systems Really Free? What Small Businesses Should Know

As a small business owner, you’re managing costs, and when you come across “free POS systems” term, it can sound like a dream come true. After all, retailers need a point-of-sale system...